HMRC Payment Deadlines

In order to avoid penalties and interest, it is important to make sure you pay HMRC on time for tax, employee and employer national insurance and student loan deductions.

Here is a note of each quarter’s payment and payment deadlines:

 

Quarter                       Period for                                  Payment Date

Quarter 1                     6th April to 5th July                       22nd July

Quarter 2                     6th July to 5th October                 22nd October

Quarter 3                     6th October to 5th January           22nd January

Quarter 4                     6th January to 5th April                 22nd April

 

If your PAYE exceeds over £1,500 a month, you will have to pay HMRC monthly instead of quarterly.

The best way to pay them is directly via their website, you will get a confirmation email from them stating all the transaction details in case there was ever a dispute of payments- https://www.tax.service.gov.uk/pay-online/epaye

Nannies and your Company

I have my own company; can I pay nanny through my payroll?

No. Nannies are considered a personal employee and should not be under a company’s PAYE. Nannies should not be paid through your company, but through your own personal bank account.

Therefor you need to register yourself as an employer of a nanny and register nanny through this new company and process and submit payroll through this new company.

You can either do this yourself through HMRC or contact us at payrollfornannies.co.uk and we will then hopefully take the responsibility of doing this on your behalf

Employment Allowance

HMRC allow most employers to get £3,000 off their National Insurance liability.

Unfortunately, if you employ someone for personal, household or domestic work you are unable to claim this as the employees are being employed in a personal capacity to support the running of a household.

It is important to know the rules otherwise you could end up paying back this money to HMRC.

You can claim on the following:

old age

mental or physical disability

past or present dependence on alcohol or drugs

past or present illness

past or present mental disorder

You cannot claim the Employment Allowance if you are employing a nanny unless the nanny is employed for an individual who needs care because of one of the reasons set out above.

To claim for the Employment Allowance, it will need to be submitted via payroll software by means of sending an EPS (Employment Payment Summary).

Why to Choose a Childminder

Choosing a childminder to provide care for your child has many benefits for both the child and the parents.  In this article we will outline a few of the reasons of why a childminder can be a really beneficial influence in your child’s life, as well as why they can be a great choice for parents, too.

Child development, security and confidence

In an ideal world, parents would be able to choose to stay home with their children until they felt the child had reached an age that they were able to cope with being separated from them, but unfortunately this can’t always be possible.  A childminder offers the child a real sense of safety and security because they can really get to know each other well.  The child will not have to get to know a large amount of staff and be used to different people caring for her – instead they only have to settle in to a familiar home environment and one carer.  Developmentally speaking this is very important – children need to be able to form secure attachments to their caregivers, and this can be hard if there are many different caregivers in the picture.

Convenience and flexibility

A childminder looks after children in their own home, and as such they can be very useful when trying to find care for children who are already at preschool or school.  They generally will be happy to do pick-ups and drop-off’s from/to school and clubs, and some childminders will even pick up children from their homes and drop them back again if they are out and about at that time anyway.  This can make life just that little bit easier for busy working parents.  Additionally, special requirements (such as dietary needs) can be more easily managed in this kind of environment where care can be individualised.

Social benefits

Many parents worry that their children won’t get adequately socialised if they are not attending childcare in a group setting.  In actual fact, large group settings can actually be damaging for confidence and social skills for some children.  Research has shown that thrusting children into large groups before they are ready can make quite an impact on their emotional development.  With a childminder, children will get to socialise in small groups in a familiar environment.  They are able to get to know each other properly and will often become very good friends.  Additionally, children will benefit from the opportunity to socialise with children of different age groups, which is a much more realistic form of socialisation – after all, apart from school, where else in life are we confined to groups of people of the same age as us?

Cost

Childminders are a very cost-effective choice for parents.  Their cost will depend on their experience and any extras included but you can usually expect to pay somewhere between £4.50 and £5.50 per hour, depending on where you live.  Some childminders will include the price of meals, snacks and drinks in their hourly rate, whereas others will charge extra.  Additionally, childminders often get discounts for local child-friendly attractions, so excursions can be cheaper.

Zero-Hours contracts

‘Zero hours contract’ is a non-legal term used to describe many different types of casual agreements between an employer and an individual.

Generally speaking, a zero hours contract is one in which the employer does not guarantee the individual any hours of work. The employer offers the individual work when it arises, and the individual can either accept the work offered, or decide not to take up the offer of work on that occasion.

Regardless of how many hours are offered, the employer must pay at least the National Minimum Wage.

Everyone employed on a zero hours contract is entitled to statutory employment rights. There are no exceptions.

A person will benefit from the employment rights associated with their employment status and individuals on a zero hours contract will either have the employment status of a ’worker’ or an ‘employee’.

Any individual on a zero hours contract who is a ‘worker’ will be entitled to at least the National Minimum Wage, paid annual leave, rest breaks and protection from discrimination.

Unpaid Parental Leave

Eligible employees can take unpaid parental leave to look after their child’s welfare, for example,

spend more time with their children

look at new schools

settle children into new childcare arrangements

spend more time with family, such as visiting grandparents

Their employment rights are protected during parental leave.

Parental leave is unpaid. Employees are entitled to 18 weeks leave for each child and adopted child, up to their 18th birthday.

The limit on how much parental leave each parent can take in a year is 4 weeks for each child (unless the employer agrees otherwise).

You must take parental leave as whole weeks (eg 1 week or 2 weeks) rather than individual days, unless your employer agrees otherwise or if your child is disabled. You don’t have to take all the leave at once.

Employees qualify if all of these apply:

they’ve been in the company for more than a year

they’re named on the child’s birth or adoption certificate or they have or expect to have parental responsibility

Employees must give 21 days’ notice before their intended start date. If they or their partner are having a baby or adopting, it’s 21 days before the week the baby or child is expected.

Employees must confirm the start and end dates in their notice. Unless an employer requests it, this doesn’t have to be in writing.

Discrimination

It is against the law to treat someone less favourably than someone else because of a personal characteristic such as religion, sex, gender reassignment or age.

Discrimination can include:

  • not hiring someone
  • selecting a particular person for redundancy
  • paying someone less than another worker without good reason

You can discriminate against someone even if you do not intend to. For example, you can discriminate indirectly by offering working conditions or rules that disadvantage one group of people more than another.

Discrimination in Job adverts

You must not state or imply in a job advert that you’ll discriminate against anyone. This includes saying that you are not able to cater for workers with a disability.

Only use phrases like ‘recent graduate’ or ‘highly experienced’ when these are actual requirements of the job. Otherwise you could discriminate against younger or older people who might not have had the opportunity to get qualifications.

Where you advertise might cause indirect discrimination – for example, advertising only in men’s magazines.

Bank Holidays

Bank Holidays 2020

2020 is upon us and it is always handy to have a list of the bank holidays for the year and what day of the week they fall on.

These are the dates of the bank holidays in 2020 for England.

1 January Wednesday New Year’s Day
10 April Friday Good Friday
13 April Monday Easter Monday
8 May Friday Early May Bank Holiday
25 May Monday Spring bank holiday
31 August Monday Summer bank holiday
25 December Friday Christmas Day
28 December Monday Boxing Day

 

If a bank holiday is on a weekend, a ‘substitute’ weekday becomes a bank holiday, normally the following Monday.

It is worth noting that if nanny does not work 5 days a week that she is still entitled to bank holidays on a pro rata basis, for example if nanny only works 3 days per week then she is still entitled to 3/5ths of the 8 bank holidays whether her working day falls on a bank holiday or not.

Seven pros of sensory play

Sensory play is a catch-all term for activities which focus on stimulating a child’s senses : hearing, sight, smell, taste and touch. It can involve messy play, singing and dancing, cooking or gardening to name just a few activities which have maximum sensory input.

 

  1. Children learn best when multiple senses are stimulated.  Songs are more easily remembered than poems because of the additional sensory stimulation the music provides. Memories can be provoked by smells or tastes. Sensory stimulation makes abstract ideas concrete.
  2. Sensory play allows children to experiment. Experimentation is crucial for developing advanced cognitive skills such as analysing and predicting. It allows children to explore cause and effect and allows them to find solutions to problems.
  3. Children control sensory play. By giving children materials which stimulate their senses and letting them get on with it they are able to make decisions and follow their own path, which gives them confidence to take control in other areas too. They may initially be afraid of slime or gloop but giving them time and space to experience it safely they are in control of the experience and will participate in their own time.
  4. New experiences means new words to describe them. Sensory play is a goldmine for vocabulary and linguistic development. Children learn the meaning of adjectives such as warm and cold, sticky, smooth, slimy and hard as well as comparatives (bigger, smaller, runnier, rougher) and
    lots of words to describe actions.
  5. Sensory play enhances physical development. From dancing to music to trying to kneading dough or trying to pick dinasours out of slime, sensory play can be adapted to focus on specific motor skills or enhance overall motor development and hand-eye coordination.
  6. You can do sensory play anywhere, any time. You don’t need a special table with a waterproof cloth to take part in sensory play. Even mealtimes can be an occasion to stimulate senses by identifying colours, smelling the different foods and experiencing taste and texture.
  7.  Sensory play is fun for adults and children alike. Make a bowl of gloop and try not to play with it. We dare you!

Top 10 essential items every Nanny carries

Like every child is different, every Nanny and Manny are different, but the one thing they all have in common is that they are always prepared! Here are our top 10 essential items that every Nanny carries with them. What is your most essential item? Or What have we missed off our list?

  1. Mobile Phone with emergency contacts in – Mum, Dad, Grandparents, Neighbour, Doctor, Dentist, whoever is on your list make sure you have a plan of action if there is an emergency!
  2. Medical Information for each child. In the UK we have the Red Book which should contain all the vital info you need such as food allergies, medication, etc. But if you don’t have this then keep a note handy with all the details. If the child, you care for becomes ill the first questions you will be asked are ‘Is the child taking any medication’ ‘Does the child have any allergies’ Having this information to hand may save valuable time.
  3. First Aid Kit – You can buy a ready made one or simply carry the necessary items around with you such as Plasters, antiseptic wipes, safety pins, tweezers, gauze dressings, sterile eye dressings, crepe roll bandage, triangular bandage, disposable gloves.
  4. Tissues, wet wipes and hand sanitizer.
  5. Sunscreen and lip balm, even the most overcast days can require some protection from the sun, always better to be safe.
  6. Nappies (Or underwear if potty trained), Changing mat, wipes, cream disposable potty, – you never know when you might be caught out!
  7. Change of clothing, what child hasn’t rolled in the mud or been sick and needs to be changed.
  8. Healthy snacks – children are constantly hungry, ready prepared fruit, rice cakes, raisins, prepped veg and hummus. All great energy boosters if you have a flagging child.
  9. Bottled Water – Great for cleaning up a messy child or for a drink break through the day.
  10. Small toys and books, if you must queue, go on public transport of just keep a child occupied while you wait for something, having a toy or book handy will help deal with any boredom the child might feel.