Form P60

A P60 Form shows how much taxable salary your nanny was paid in a tax year (which runs from 6 April to 5 April the following year) and includes how much Tax and National Insurance contributions were deducted from their wages.  As an employer, you must give your nanny a P60 at the end of each tax year, if they are still employed by you at the end of that tax year.

If nanny leaves your employment before the end of March, they will not receive a P60 from your employment, but will receive a P45 from you with their leave date and total earnings from your employment on the form instead.

Nanny’s P60 is proof of the tax they have paid for that financial year.  Nanny will be asked to provide a copy of their P60, along with pay slips from your employment, if they are applying for a mortgage, property rental or other financial service as proof of their salary.  As the employer, you should provide nanny’s P60 by 31 May, following a close of a tax year, at the latest.

If nanny provides you with a P60, rather than a P45 when starting in your employment, this cannot be accepted.  If they do not have a P45 from their previous employment, then they will need to complete a ‘New Starter Checklist Form’ declaring any other jobs, benefits or student loans.

Query on P60

After nanny is issued with her P60, she may look at it and query some of the details.

One common question from both nanny and the employer is that the total gross pay is too low. The gross pay is for the previous tax year only, not the whole of the employment and may also include earnings from a previous employer if nanny started part way through that tax year.

Another query regarding the pay is that it is too high. If nanny is paid a net salary say £1000 a month, they would expect the pay to say £12,000. However, that is the net salary, the tax, employee national insurance, employee pension costs and student loans are on top of this and then added to the net to give the gross salary.

Story Time: Why is it So Important?

Did you know that 20% of UK parents spend no time at all reading with their children? Or that just 50% of parents with young children read for just 1 hour each week?

Not only does reading to your children help to improve their academic performance, but more importantly it strengthens your bond, improves their imagination, helps children learn to read, teaches them about the world around them, and provides important morals to help make your child a nicer person.

Continue reading “Story Time: Why is it So Important?”

Valentine’s Day Activity Ideas for Young Children

Valentine’s Day is just around the corner and it’s the perfect time for young children to unleash their creativity.

Choose from our top 5 valentine’s activities for young children and have a great day with arts and crafts making gifts for friends, family and nanny!

Continue reading “Valentine’s Day Activity Ideas for Young Children”

Nanny and Additional Employment

When nanny gets an additional job whilst still in your employ, it is her responsibility to make sure her tax codes in each employment are correct.

As an employer, you could always notify her of her tax situation in your employment and what should happen in her 2nd job. This way you have mitigated any risk of an under payment for nanny and potentially your costs increasing if you have agreed a net wage.

If you are nanny’s main job and have the tax code 1250L for her, if she gets another job, Basic Rate tax (BR) must be applied in her other job.  This can be indicated by nanny completing a starter checklist and ticking statement C –

https://public-online.hmrc.gov.uk/lc/content/xfaforms/profiles/forms.html?contentRoot=repository:///Applications/PersonalTax_iForms/1.0/SC&template=SC.xdp

 

Bank Holidays

Bank Holidays 2020

2020 is upon us and it is always handy to have a list of the bank holidays for the year and what day of the week they fall on.

These are the dates of the bank holidays in 2020 for England.

1 January Wednesday New Year’s Day
10 April Friday Good Friday
13 April Monday Easter Monday
8 May Friday Early May Bank Holiday
25 May Monday Spring bank holiday
31 August Monday Summer bank holiday
25 December Friday Christmas Day
28 December Monday Boxing Day

 

If a bank holiday is on a weekend, a ‘substitute’ weekday becomes a bank holiday, normally the following Monday.

It is worth noting that if nanny does not work 5 days a week that she is still entitled to bank holidays on a pro rata basis, for example if nanny only works 3 days per week then she is still entitled to 3/5ths of the 8 bank holidays whether her working day falls on a bank holiday or not.

Seven pros of sensory play

Sensory play is a catch-all term for activities which focus on stimulating a child’s senses : hearing, sight, smell, taste and touch. It can involve messy play, singing and dancing, cooking or gardening to name just a few activities which have maximum sensory input.

 

  1. Children learn best when multiple senses are stimulated.  Songs are more easily remembered than poems because of the additional sensory stimulation the music provides. Memories can be provoked by smells or tastes. Sensory stimulation makes abstract ideas concrete.
  2. Sensory play allows children to experiment. Experimentation is crucial for developing advanced cognitive skills such as analysing and predicting. It allows children to explore cause and effect and allows them to find solutions to problems.
  3. Children control sensory play. By giving children materials which stimulate their senses and letting them get on with it they are able to make decisions and follow their own path, which gives them confidence to take control in other areas too. They may initially be afraid of slime or gloop but giving them time and space to experience it safely they are in control of the experience and will participate in their own time.
  4. New experiences means new words to describe them. Sensory play is a goldmine for vocabulary and linguistic development. Children learn the meaning of adjectives such as warm and cold, sticky, smooth, slimy and hard as well as comparatives (bigger, smaller, runnier, rougher) and
    lots of words to describe actions.
  5. Sensory play enhances physical development. From dancing to music to trying to kneading dough or trying to pick dinasours out of slime, sensory play can be adapted to focus on specific motor skills or enhance overall motor development and hand-eye coordination.
  6. You can do sensory play anywhere, any time. You don’t need a special table with a waterproof cloth to take part in sensory play. Even mealtimes can be an occasion to stimulate senses by identifying colours, smelling the different foods and experiencing taste and texture.
  7.  Sensory play is fun for adults and children alike. Make a bowl of gloop and try not to play with it. We dare you!

Top 10 essential items every Nanny carries

Like every child is different, every Nanny and Manny are different, but the one thing they all have in common is that they are always prepared! Here are our top 10 essential items that every Nanny carries with them. What is your most essential item? Or What have we missed off our list?

  1. Mobile Phone with emergency contacts in – Mum, Dad, Grandparents, Neighbour, Doctor, Dentist, whoever is on your list make sure you have a plan of action if there is an emergency!
  2. Medical Information for each child. In the UK we have the Red Book which should contain all the vital info you need such as food allergies, medication, etc. But if you don’t have this then keep a note handy with all the details. If the child, you care for becomes ill the first questions you will be asked are ‘Is the child taking any medication’ ‘Does the child have any allergies’ Having this information to hand may save valuable time.
  3. First Aid Kit – You can buy a ready made one or simply carry the necessary items around with you such as Plasters, antiseptic wipes, safety pins, tweezers, gauze dressings, sterile eye dressings, crepe roll bandage, triangular bandage, disposable gloves.
  4. Tissues, wet wipes and hand sanitizer.
  5. Sunscreen and lip balm, even the most overcast days can require some protection from the sun, always better to be safe.
  6. Nappies (Or underwear if potty trained), Changing mat, wipes, cream disposable potty, – you never know when you might be caught out!
  7. Change of clothing, what child hasn’t rolled in the mud or been sick and needs to be changed.
  8. Healthy snacks – children are constantly hungry, ready prepared fruit, rice cakes, raisins, prepped veg and hummus. All great energy boosters if you have a flagging child.
  9. Bottled Water – Great for cleaning up a messy child or for a drink break through the day.
  10. Small toys and books, if you must queue, go on public transport of just keep a child occupied while you wait for something, having a toy or book handy will help deal with any boredom the child might feel.

How to Keep your Nanny Happy

A good nanny is like gold dust. Once you’ve found a nanny you love – and your children love – you will want to do all you can to keep her.  Keeping your nanny happy is important, and as her employer it falls on your shoulders to make sure she is treated fairly.

Following are some important points to remember as an employer of a nanny.

Trust your nanny

By employing her, allowing her to be with your children unsupervised and maybe even by having her live in your home, you have expressed your trust of her.  If you then come home from work and quiz her about the day, question her discipline methods or otherwise act like you’re suspicious of her, she will quickly become frustrated.  If you have a problem with the way that she is doing her job, it should be discussed openly and dealt with promptly. It is important for nannies, parents and children to be happy in their working relationship, so she would much rather discuss any issues you have in a professional manner.

Your nanny’s time is her time

If you have a live-in nanny, you must be firm about the boundaries that have been set.  If your nanny works, for example, Monday to Friday 8-6, the weekends and evenings are her time.  This means that the children shouldn’t be allowed to knock on her door, and she shouldn’t be called upon to work in any kind of capacity.  Having said that, your nanny may not mind the children popping in to see her on a Saturday morning, and if she’s not busy she might not have a problem with watching them whilst you pop to the shops quickly, but these boundaries should be set in advance.  Again, open and honest discussion from the start is key to a happy working relationship.

Leave the home how you would like it left

Nannies are not usually employed as housekeepers too, but just as a stay-at-home parent would, she will pick up after herself and the children throughout the day, leaving the house in a respectable state for when you arrive home to take over.  In return, it is not too much for her to expect the house to be left in the same way for her when she arrives to work in the morning. It is not fair to expect your nanny to arrive to a sink full of dirty dishes and the school uniforms in the laundry basket needing to be ironed.

Make your nanny feel valued

Your nanny is your employee, but she is also a valued member of your family.  If she feels unappreciated, she will likely look elsewhere for work.  It is not difficult to show your appreciation of her without crossing professional boundaries.  Offering a bonus once or twice a year is a great way to make her feel important – this could be a monetary bonus, or some extra paid holiday time.  Little things, like remembering her birthday and having the children make cards for her, will really make your nanny feel as though she is a welcome and valued member of your family.

Keeping hold of a good nanny is important, and not just for your own convenience.  Having a constant stream of different caregivers is not good for children, who need to form attachments to those who look after them.

Nanny and Private use of Car

If you have provided nanny with private use of a car, you need to inform HMRC straightaway. The quickest way is to complete a form P46 car

By notifying them straightaway, they will reduce nanny’s tax code the month she is given the car.

Failure to tell them when she has the car, will mean her tax code will be coded incorrectly causing an under payment.

Even though you have notified HMRC of the car via a P46 car, you will need to complete a P11d and pay Class 1A National Insurance on the benefit amount.

Please see link below

www.gov.uk/tell-hmrc-company-car